12 Feb 2026 17:30:22
Hi,

So does anyone expect XRP to go same way as bitcoin or higher due it looking like the world of finance is going to adopt the XRP Ledger for the global payment system?

{Ed033's Note - i would think XRP and bitcoin don't have too much lower to go down before we start the move up. in GBP the bottom could be around 40k [for Bitcoin] plus or minus a few k?

Who knows how high XRP is going to go in the next Bull run. That's presuming we haven't been conned into thinking XRP is going to be a part of the new financial system when it won't be.

Probably worth having a percentage of XRP and another percentage in Bitcoin. I don't know about the other Alt coins.

1.) 12 Feb 2026
12 Feb 2026 19:26:48
Ed033 I don't think there is any debate to be had here, They are definitely adopting it. All the big financial institutions in USA are positioning themselves as we speak and essentially it is just waiting on the Clarity Act getting passed and then it will happen pretty quickly I should imagine, I've even seen stuff where some CEO's are talking about it in terms of any other bank's don't get onside then they will just be left behind.
The big institutions are purchasing in private from Ripple with NDA's and eventually there will be very little to purchase on the exchange's and the price will sky rocket

{Ed033's Note - Ok, thanks for the info.

2.) 06 Mar 2026
06 Mar 2026 13:19:36
Hi Royjac. We had this discussion in July 2024 with you. XRP is the way to go. Also keep a close eye on HBAR, XLM, XDC and Chainlink.
The clarity act may mean that Ripple "pulls the ladder up behind them" according to Charles Hodgkinson/ADA after getting legal clarity after the SEC lawsuit that went on for years. Everything else or new could be labelled a security by default.
Your right that the XRPLedger will be used as the rails for global finance, XRP will be the bridge (the Ledger will immediately seek the quickest, cheapest, trustworthy crypto to transact in a split second) 99% of the time it'll be XRP, that is used between crypto chains (eligible) and FIAT also using RLUSD.

Trump will be forcing this through soon and has told the banks to compromise with Crypto firms whether they like it or not over the stablecoin staking/rewards leading Coinbase to back away (but hopefully come back to the table.
Brad Garlinghouse says there is a 90% chance the Clarity act will be signed into law by April/Next Month.
Ripple has a pre-approval and is now going through the process for Ripple National Trust Bank.
They are aquiring a Banking financial stack. They've secured Evernorth, Hidden Road, now pre-approval for a Bank whilst minting RLUSD.
I still think they will return to try and aquire Circle/USDC soon although they might not be needed.
The rumour now is that Ripple do not own the XRP in the Escrow account holding roughly 36% of XRP. It is rumoured that the escrow is already owned and sold/divided out to the banks and financial companies covered by the 1700+ NDA's (mentioned in the law suit legal documents) . This would lead to what's remaining on exchanges drying up, will it be quickly or slowly?
XRP has been recognised as a stablecoin by the World bank? Stable at what price? It definately means someone has the ability to change the price probably using the AMM function.
RLUSD has to use XRP as a bridge. For every transaction on the XRPL be it in BTC or anything else a small amount of XRP burns. When there is millions of transactions (per day maybe) on the XRPL, the amount of XRP will burn quicker lowering the supply.

There are even theories that the war with Iran is America protecting UAE and Dubai at this late stage of Clarity/Genius as they are apparently the 2 earliest adoptors of Ripple/XRP and important fiancial hubs in the middle east, I think it's still only Iran and North Korea left who don't have US Federal Reserve, but I'm not sure on any of this theory.

{Ed033's Note - Thanks for the update, Supasub.